We are building the next generation of financial services in Africa!
Who We Are
LUPIYA is an AI-powered neobank providing digital loans, payments, and investments across Africa.
Since our founding in 2016, we have grown from a lending platform into a comprehensive neobank with a Pan-African strategy focused on serving SMEs and individuals.
As the first company approved by the Security Exchange Commission (SEC) in Zambia to provide investments through peer-to-peer lending, we're proud to be at the forefront of financial innovation in Africa.
Our Vision
To be the first true pan-African neobank offering customers access to a full suite of banking products.
Our Mission
To streamline financial services for millions of people in Africa.
What Sets Us Apart
Unlike traditional lenders, we provide inclusive financial services with lending practices that are:
Transparent: Clear terms and conditions with no hidden fees
Convenient: 100% digital experience accessible from anywhere
Fair: Competitive rates with flexible repayment options
AI-Powered: Utilizing technology to make faster decisions and provide personalized service
Our Journey
2020
Expanded service offerings to include investments
2022:
Received SEC approval for peer-to-peer lending in Zambia
2023
Expanded operations to Tanzania
Present:
Continuing our growth toward becoming the largest digital bank in Africa
Our Core Values
Female Empowerment:
Supporting women entrepreneurs and promoting gender equality in financial access.
Inclusion:
Making financial services accessible to underserved populations.
Innovation:
Continuously improving our technology and services
Transparency:
Being open and honest in all our dealings
Environmental Responsibility:
Making sustainable choices in our operations
Customer Centricity:
Putting our customers' needs first in everything we do
