Lupiya Loans

Flexible Financial
Solutions Made to
Meet Your Needs

Here’s Why Thousands Choose Lupiya:

Easy to get:

Sign up and apply in just a few minutes.

Fast Approvals:

Loans approved in short time - no long waits.

No Surprises:

Fixed rates and clear repayment terms.
Apply

Choose from a variety of loan options

See all loans

How Lupiya Loans Work

1. Sign Up for Free
Download the Lupiya app or sign up on our website.

2. Choose a Loan
Pick the loan that works for you – quick cash, bills, or an overdraft

3. Get Approved Fast
We say YES in 5 minutes. No paperwork, no stress.

4. Repay Easily
Spread your payments over time with no hidden fees.
Get started

Get a loan in just 5 Minutes

Need a little extra cash? Lupiya’s instant loans have got you covered. Apply in minutes and get your money fast—no complicated processes or waiting around.
Download the app

Grow your business with Lupiya Bill Credit

Let your customers buy now and pay later. Partner with Lupiya and boost your sales.
Coming soon

Need Cash While Driving? Get a loan within the Yango app

As a Yango driver, we know you’re always on the go. With Lupiya’s embedded loan feature in the Yango app, you can access a loan of up to K5,500 – whether it's for fuel, car repairs, or anything else you need to keep driving.
Learn more

What our customers are saying

Support

Got Questions? We can help

Everything you need to know about the product and billing. Can’t find the answer you’re looking for? Please chat to our team.
Is Lupiya regulated?
Lupiya is licensed by the Ministry of Finance in Zambia
What is the longest repayment period for your loans?
The longest tenure is 60 Months
What are the interest rate charges?
Consult with our loan officer via email or phone for we have different rates on our loans. Alternatively, you can also use the loan calculator. Get details on how to contact us on our website.